Cookie Policy
How Student Money Mentors uses cookies and similar technologies, why we use them, and how you can control them.
Last updated: August 21, 2026
This Cookie Policy explains how Student Money Mentors (“Company,” “we,” “us,” and “our”) uses cookies and similar technologies to recognize you when you visit our website at studentmoneymentors.com (“Website”). It explains what these technologies are, why we use them, and your rights to control our use of them.
In some cases, we may use cookies to collect personal information, or information that becomes personal information when combined with other information.
What are cookies?
Cookies are small text files that websites place on your device when you visit them. They allow the website to recognize your browser across visits and store limited information such as preferences or session identifiers.
First-party cookies are set by the website you are visiting (Student Money Mentors). Third-party cookies are set by a domain other than the one you are visiting, typically to support features such as analytics, embedded content, or third-party services.
Student Money Mentors also uses similar technologies, including browser local storage and session storage, to remember your preferences (for example, your chosen theme) and to keep you signed in. Throughout this Policy, references to “cookies” also cover these similar technologies where applicable.
Why do we use cookies?
We use cookies and similar technologies to keep the Website functioning properly and to improve your experience. The categories we may use include:
- Essential: required to operate the Website, authenticate your session, and maintain security.
- Functionality: remember your preferences, such as theme or accessibility settings.
- Analytics: help us understand how the Website is used so we can improve it.
- Personalization: tailor content or features to your choices where supported.
- Advertising: Student Money Mentors does not currently use cookies to serve interest-based or cross-site advertising.
We do not use cookies to sell your personal information or to build a profile of you for unrelated advertising purposes.
How can I control cookies?
Because Student Money Mentors relies primarily on essential cookies and similar technologies to keep you signed in and to operate securely, most of these cannot be rejected without affecting core functionality. Where we use non-essential technologies (for example, analytics), we aim to make them controllable through your browser settings or, where available, a preference mechanism.
Disabling essential cookies and storage may prevent you from signing in, staying signed in, or using preferences such as your theme. Disabling non-essential cookies will not generally prevent the Website from functioning.
The tables below list cookies and similar technologies by category. Fields shown as [INSERT] reflect technologies whose specific names, providers, and durations are being finalized and will be completed before this Policy is published as final.
Essential website cookies
These are strictly necessary to provide the Website and its features, including authentication, security, and core functionality. They cannot usually be disabled.
| Name | Purpose | Provider | Service | Type | Expires in |
|---|---|---|---|---|---|
| [COOKIE NAME] | Maintain your signed-in session | Student Money Mentors | Student Money Mentors — /privacy | First-party | [DURATION] |
| [COOKIE NAME] | Security / anti-abuse token | Student Money Mentors | Student Money Mentors — /privacy | First-party | [DURATION] |
Performance and functionality cookies
These allow the Website to remember your choices and preferences (such as theme or accessibility settings) to provide a more personalized experience.
| Name | Purpose | Provider | Service | Type | Expires in |
|---|---|---|---|---|---|
| [COOKIE NAME] | Remember theme (dark/light) and accessibility preferences | Student Money Mentors | Student Money Mentors — /privacy | First-party | [DURATION] |
Analytics and customization cookies
These help us understand how visitors use the Website so we can measure and improve performance. Where used, they may be provided by a third-party analytics service subject to that service’s privacy policy.
| Name | Purpose | Provider | Service | Type | Expires in |
|---|---|---|---|---|---|
| [COOKIE NAME] | Aggregate usage analytics | [PROVIDER] | [SERVICE + PRIVACY POLICY LINK] | [First-party / Third-party] | [DURATION] |
Advertising cookies
These would be used to display interest-based advertising. Student Money Mentors does not currently use advertising cookies. If this changes, this table will be updated and appropriate controls will be provided.
| Name | Purpose | Provider | Service | Type | Expires in |
|---|---|---|---|---|---|
| [COOKIE NAME] | [PURPOSE] | [PROVIDER] | [SERVICE + PRIVACY POLICY LINK] | [TYPE] | [DURATION] |
Unclassified cookies
Cookies and similar technologies that have not yet been classified into a category are listed here and are under review.
| Name | Purpose | Provider | Service | Type | Expires in |
|---|---|---|---|---|---|
| [COOKIE NAME] | [PURPOSE, IF KNOWN] | [PROVIDER] | [SERVICE, IF KNOWN] | [TYPE] | [DURATION] |
How can I control cookies on my browser?
In addition to any in-Website preference controls, you can manage or delete cookies through your browser settings. Browser controls vary by browser and version, and disabling all cookies may affect features that depend on them.
- Chrome — cookie settings/help
- Firefox — cookie settings/help
- Safari — cookie settings/help
- Edge — cookie settings/help
- Opera — cookie settings/help
If you would like to opt out of interest-based advertising where applicable, you may also use industry opt-out tools such as Digital Advertising Alliance WebChoices or Your Online Choices. Student Money Mentors does not currently participate in interest-based advertising.
What about other tracking technologies, like web beacons?
In addition to cookies, the Website and the services that support it may use technologies such as web beacons (also called pixels or clear GIFs), SDKs, or tags. These are used for purposes such as measuring whether content was viewed, confirming that emails reach our users, or supporting analytics.
These technologies do not generally store information on your device but may work together with cookies. They are subject to the same purposes described above and to the Student Money Mentors Privacy Policy.
Do you use Flash cookies or Local Shared Objects?
Student Money Mentors does not use Flash cookies or Local Shared Objects (LSOs). When we use browser storage to remember your preferences, we use standard modern browser storage such as local storage rather than Flash or LSOs.
Do you serve targeted advertising?
Student Money Mentors does not currently serve interest-based or cross-site targeted advertising, and does not currently allow third parties to place advertising cookies on the Website for that purpose.
If we introduce advertising features in the future, we will update this Policy, disclose the relevant cookies in the advertising table above, and provide applicable controls where required.
How often will you update this Cookie Policy?
We may update this Cookie Policy when our use of cookies or similar technologies changes, when our business practices or features change, or when legal or regulatory requirements change.
The date at the top of this Cookie Policy indicates when it was last updated.
Where can I get further information?
If you have questions about our use of cookies or other technologies, please contact us:
Student Money Mentors
Email: about@studentmoneymentors.com
Address:
[INSERT STREET ADDRESS]
[INSERT CITY, STATE/PROVINCE, POSTAL CODE]
[INSERT COUNTRY]
Phone: [INSERT PHONE NUMBER]